In the interest that you have the smoothest mortgage process possible, we've prepared some of our best tips and information in easy to read articles.
Listed below are the articles that are currently available online. As a subscriber to our newsletter you'll receive notice when new reports are available from time to time.
We hope that when the time comes that you are ready to speak to a mortgage professional about your home purchase or refinance, you'll contact us and let us have an opportunity to earn your business.
Feel free to review as many of the articles below as you wish.
Closing Costs:
Closing costs can vary greatly so it is in your best interest to compare in advance before choosing a lender. Read more to get more information about what closing costs are and an easy way to get the lowest possible closing costs.
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FHA Loans
FHA insured loans can allow you to purchase a home with a low down payment and flexible guidelines.
Read more to get more information about FHA Loans.
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No Money Down Financing
The biggest challenge that most first time buyers have is coming up with funds for down payment. Today there are several ways to purchase a home with no down payment.
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PMI
Private mortgage insurance, or PMI, is insurance that protects the lender against default and comes into play when less than 20% is put down on the home.
It can be costly, and in some cases it can be avoided.
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Getting Pre-Approved
Getting pre-approved for your home loan helps you determine the mortgage amount you qualify for and therefore the price range of homes to look at.
In addition to knowing how much you can borrow, it confirms
your ability to qualify for a mortgage and strengthens your position to make an offer on a home.
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Is it better to Rent or Buy?
When you're in the starting phases of looking at homes, it can be hard to decide if now is the time to move into home ownership. Use this simple tool as a guide to find out just how much of a financial difference owning a home could make in your like by entering your data into our rent versus own calculator.
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Mortgage Payment Calculator
How much will it cost, how much can you afford? So many questions about money when buying a home. Use this mortgage payment calculator to configure different payment options and interest amounts in order to get an idea of how different loan programs compare.
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VA Loan Programs
The VA loan program helps veterans finance their home with favorable loan terms and competitive interest rates.
For information on how VA loan programs work and what is required to qualify, please read this short article.
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Are you interested in knowing more about how KC Mortgages can help you with your mortgage needs? Contact us and we'll be happy to serve you.
